Assets and the Poor

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This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. I

Assets and the Poor

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Assets for the Poor

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Over the past three decades, average household wealth in the United States has declined among all but the richest families, with a near 80 percent drop among th

Can the Poor Save?

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Many policymakers argue that the best poverty policy not only provides cash to the poor for subsistence but also incentives and structures that encourage long-t

Portrait of the Poor

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The authors analyze the ownership and use of income-generating assets, as well as access to them. Where there are market imperfections, they propose policies to