Fair Credit Reporting Risk-Based Pricing Regulations (Us Federal Reserve System Regulation) (Frs) (2018 Edition)

Released on by The Law The Law Library
preview-18

  • Fair Credit Reporting Risk-Based Pricing Regulations (Us Federal Reserve System Regulation) (Frs) (2018 Edition) Book Detail

  • Author : The Law The Law Library
  • Release Date : 2018-10-07
  • Publisher : Createspace Independent Publishing Platform
  • Genre :
  • Pages : 56
  • ISBN 13 : 9781727788082
  • File Size : 31,31 MB
DOWNLOAD BOOK

Fair Credit Reporting Risk-Based Pricing Regulations (Us Federal Reserve System Regulation) (Frs) (2018 Edition) by The Law The Law Library PDF Summary

Book Description: Fair Credit Reporting Risk-Based Pricing Regulations (US Federal Reserve System Regulation) (FRS) (2018 Edition) The Law Library presents the complete text of the Fair Credit Reporting Risk-Based Pricing Regulations (US Federal Reserve System Regulation) (FRS) (2018 Edition). Updated as of May 29, 2018 On January 15, 2010, the Board and the Commission published final rules to implement the risk-based pricing provisions in section 311 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act), which amended the Fair Credit Reporting Act (FCRA). The final rules generally require a creditor to provide a risk-based pricing notice to a consumer when the creditor uses a consumer report to grant or extend credit to the consumer on material terms that are materially less favorable than the most favorable terms available to a substantial proportion of consumers from or through that creditor. The Board and the Commission are amending their respective risk-based pricing rules to require disclosure of credit scores and information relating to credit scores in risk-based pricing notices if a credit score of the consumer is used in setting the material terms of credit. These final rules reflect the new requirements in section 615(h) of the FCRA that were added by section 1100F of the Dodd-Frank Wall Street Reform and Consumer Protection Act. This book contains: - The complete text of the Fair Credit Reporting Risk-Based Pricing Regulations (US Federal Reserve System Regulation) (FRS) (2018 Edition) - A table of contents with the page number of each section

Disclaimer: www.yourbookbest.com does not own Fair Credit Reporting Risk-Based Pricing Regulations (Us Federal Reserve System Regulation) (Frs) (2018 Edition) books pdf, neither created or scanned. We just provide the link that is already available on the internet, public domain and in Google Drive. If any way it violates the law or has any issues, then kindly mail us via contact us page to request the removal of the link.