Asset Building and Low-income Families

Released on by Signe-Mary McKernan
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  • Asset Building and Low-income Families Book Detail

  • Author : Signe-Mary McKernan
  • Release Date : 2008
  • Publisher : The Urban Insitute
  • Genre : Business & Economics
  • Pages : 304
  • ISBN 13 : 9780877667544
  • File Size : 69,69 MB
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Asset Building and Low-income Families by Signe-Mary McKernan PDF Summary

Book Description: Low-income families have scant savings to cushion a job loss or illness, and can find economic mobility impossible without funds to invest in education, homes, or businesses. And though a lack of resources leaves such families vulnerable, income-support programs are often closed to those with a bit of savings or even a car. Considering welfare-to-work reforms, the increasingly advanced skill demands of the American workforce, and our stretched Social Security system, such an approach is inadequate to lift families out of poverty. Asset-based policies--allowing or even helping low-income families build wealth--are an increasingly popular strategy to facilitate financial stability.

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