Bankrupt in America

Released on by Mary Eschelbach Hansen
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  • Bankrupt in America Book Detail

  • Author : Mary Eschelbach Hansen
  • Release Date : 2020-02-05
  • Publisher : University of Chicago Press
  • Genre : Business & Economics
  • Pages : 237
  • ISBN 13 : 022667973X
  • File Size : 83,83 MB
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Bankrupt in America by Mary Eschelbach Hansen PDF Summary

Book Description: In 2005, more than two million Americans—six out of every 1,000 people—filed for bankruptcy. Though personal bankruptcy rates have since stabilized, bankruptcy remains an important tool for the relief of financially distressed households. In Bankrupt in America, Mary and Brad Hansen offer a vital perspective on the history of bankruptcy in America, beginning with the first lasting federal bankruptcy law enacted in 1898. Interweaving careful legal history and rigorous economic analysis, Bankrupt in America is the first work to trace how bankruptcy was transformed from an intermittently used constitutional provision, to an indispensable tool for business, to a central element of the social safety net for ordinary Americans. To do this, the authors track federal bankruptcy law, as well as related state and federal laws, examining the interaction between changes in the laws and changes in how people in each state used the bankruptcy law. In this thorough investigation, Hansen and Hansen reach novel conclusions about the causes and consequences of bankruptcy, adding nuance to the discussion of the relationship between bankruptcy rates and economic performance.

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"In Bankrupt in America, Mary and Brad Hansen show that examination of how Americans have used bankruptcy law and the history of the law itself offers important