Rise in Mortgage Defaults

Mortgage Delinquencies and Defaults

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Rise in Mortgage Defaults

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Mortgage Default and Mortgage Valuation

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The authors develop an equilibrium valuation model that incorporates optimal default to show how mortgage yields and lender recovery rates on defaulted mortgage

Financial Literacy and Subprime Mortgage Delinquency

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Investigates whether a particular aspect of borrowers' financial literacy ¿ their numerical ability ¿ may have played a role in the subprime mortgage collapse

Financial Literacy and Subprime Mortgage Delinquency

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The exact cause of the massive defaults and foreclosures in the U.S. subprime mortgage market is still unclear. This paper investigates whether a particular asp