When Regulation Was Too Successful- The Sixth Decade of Deposit Insurance

Released on by David S. Holland
preview-18

  • When Regulation Was Too Successful- The Sixth Decade of Deposit Insurance Book Detail

  • Author : David S. Holland
  • Release Date : 1998-11-24
  • Publisher : Greenwood Publishing Group
  • Genre : Business & Economics
  • Pages : 166
  • ISBN 13 : 9780275963569
  • File Size : 3,3 MB
DOWNLOAD BOOK

When Regulation Was Too Successful- The Sixth Decade of Deposit Insurance by David S. Holland PDF Summary

Book Description: The savings and loan crisis and the banking troubles of the 1980s and early 1990s were not primarily due to fraud, deregulation, inadequate supervision, overly exuberant lending, abrupt changes in tax policies or a host of other short-term causes. All of these factors certainly exacerbated and, in some cases triggered, the problems of depository institutions. But the underlying fundamental reason for the thrift crisis and banking troubles, argues banking and financial analyst David S. Holland, was a form of excess capacity that resulted from many decades of protection from the rigors of competition and the marketplace. Dr. Holland shows that the protection was due to geographical and product limitations and a deposit insurance system that became focused on the prevention of failures of individual institutions. By 1980, the depository institutions industry was ripe for a severe culling—a culling that legislators and regulators probably could have done little to avoid, although they might have channeled and controlled it better. How the government, the industry, and the public reacted to the culling is an instructive and fascinating study in human nature for all those concerned with banking policy and regulation.

Disclaimer: www.yourbookbest.com does not own When Regulation Was Too Successful- The Sixth Decade of Deposit Insurance books pdf, neither created or scanned. We just provide the link that is already available on the internet, public domain and in Google Drive. If any way it violates the law or has any issues, then kindly mail us via contact us page to request the removal of the link.

South Holland

South Holland

File Size : 6,6 MB
Total View : 918 Views
DOWNLOAD

Settled by Dutch pioneers in 1847, South Holland has known many names-De Laage Prairie, Holland Bridge, and Low Prairie. It even earned the title of "Onion Capi

Unlikely Friendships

Unlikely Friendships

File Size : 72,72 MB
Total View : 7800 Views
DOWNLOAD

It is exactly like Isaiah 11:6: “The wolf also shall dwell with the lamb, and the leopard shall lie down with the kid . . . ” Written by National Geographic

Bonds of Affection

Bonds of Affection

File Size : 29,29 MB
Total View : 3499 Views
DOWNLOAD

Notions of Christian love, or charity, strongly shaped the political thought of John Winthrop, Thomas Jefferson, and Abraham Lincoln as each presided over a fou